Valencia Digital Summit 2025: the eight major challenges that will define the future of innovation

El VDS it is not just a showcase of technology, but it is proposed every passing year as a turning point where innovation becomes a global conversation. Each edition expands the boundaries of entrepreneurship and forces us to look beyond the present. In 2025, the event brings together eight major challenges that, rather than trends, are signs of the structural change that is already going through all sectors, including the insurance industry. We are going to analyze them one by one and, also, to consider what to expect from them.

Smart Cities and New Digital Infrastructures

Smart Cities and new digital infrastructures are not only transforming the way we move or consume energy: they are changing the way we understand risk. In an environment where mobility, housing or energy are managed in a shared and automated way, innovation opens up new territory for sure. How to protect a city that thinks, reacts and adapts in real time?

Consumer Transformation

Consumer transformation is another axis that directly impacts the relationship between companies and individuals. In an environment dominated by promptness, personalization and trust, innovation becomes the essential tool for building lasting bonds. For the insurance sector, this means moving from offering products to accompanying life projects. The challenge of the future will be to understand data not as a source of control, but as predictive empathy and, therefore, to create solutions in this regard.

Future of Work and Emerging Talent

The debate about the future of work also cuts across all business models. New professions, greater talent mobility, automation and remote work draw a more fragmented but also more creative market. In this scenario, innovation in labor, health or pension insurance becomes key to sustaining a flexible economy without sacrificing security. Will insurers be able to become allies of new autonomous and entrepreneurial talent, offering tailor-made solutions in a world that is increasingly reducing traditional jobs?

Digital Health and Longevity

In the field of digital health and longevity, the technological revolution opens the door to a new way of understanding well-being. The combination of AI, biometric data and preventive care is changing the healthcare model. For health insurance, the challenge is no longer to compensate for the risk, but to anticipate it. Integrating medical innovation into the design of insurance services can make the difference between reacting and transforming.

Sustainability and energy transition

The energy transition and sustainability demand, on the other hand, a paradigm shift that also fully affects insurers. Green investments, climate risk management or the coverage of new forms of energy have become strategic areas. Innovating here is not an option, but rather a moral and business obligation in which to demonstrate that we want to protect the future without mortgaging the present.

DeepTech and Applied Science

DeepTech and scientific innovation drive developments that just a few years ago belonged to science fiction, such as self-healing materials or quantum computing. For the entrepreneurial ecosystem, these technologies represent the next leap in differential value. For insurance, they represent new models of collaboration with startups that not only create technology, but also trust in the unknown.

Aerospace and Exploration Industry

Even the rebirth of the aerospace sector has direct implications. Space exploration, satellites or Earth observation are opening up opportunities in environmental monitoring, safety and prediction of natural hazards. Ensuring the unexplored thus becomes a metaphor for our own innovative spirit to anticipate what does not yet exist.

Cybersecurity and the digital economy

And all this progress that we have been talking about can only be sustained if there is a robust layer of cybersecurity and digital defense. Innovation needs trust, and trust requires protection. As data becomes the most valuable asset, digital insurance emerges as guarantors of this new information economy.

Together, these eight challenges draw a horizon in which innovation ceases to be a specialized area and becomes a common language. In the insurance sector, it means moving from managing risk to redesigning the future, collaborating with entrepreneurs and startups that provide agility, technology and new perspectives on what is possible.

The Valencia Digital Summit is also an opportunity to observe how innovation is translated into action. The Santalucía Impulsa team will be there to tell the story, and from LinkedIn And Instagram will collect the voices, ideas and projects that are building the future of insurance through creativity and collaboration.